業精於勤，事立於豫

      There are two reasons I don’t have a credit card. The first reason is that using a piece of plastic instead of __41__ makes it too easy for me to buy things I can’t afford.__42__ , last week I saw a $75.00 pair of pink shoes in my favorite shoe store. Of course, I don’t need pink shoes,__43__ can I afford them. With a credit card, however, I would now own those shoes and be worrying about how to __44__ for them. The second reason I don’t have a credit card is that I would end up in __45__ like my friend Sara, the Shopaholic, who got a credit card last year and already owes $4,000.

文意解析：

There are two reasons I don’t have a credit card. (我沒有信用卡有兩個原因。)

The first reason is that using a piece of plastic instead of __41__ makes it too easy for me to buy things I can’t afford. (第一個原因是使用塑膠卡片取代現金去買我負擔不起的東西太容易。)

41. (A) card 卡片 (B) cash 現金 (C) credit 信用 (D) check 支票 

__42__ , last week I saw a $75.00 pair of pink shoes in my favorite shoe store. (舉例，上周我看到一雙75元的粉紅鞋子在我喜歡的鞋店。)

42. (A) For instance 舉例 (B) In addition 另外 (C) Not to mention 更不用說 (D) On top of that 再加上 

Of course, I don’t need pink shoes,__43__ can I afford them. (當然，我並不需要粉紅鞋子，而且這也不是我能負擔的。)

43. (A) and 並且 (B) but 但是 (C) nor 也沒 (D) so 所以

[考文法] 這裡使用的是 nor can I = and I can't

With a credit card, however, I would now own those shoes and be worrying about how to __44__ for them. (然而，有了信用卡，現在我可能擁有那雙鞋但卻要擔心該如何支付。)

44. (A) buy 買 (B) choose 選擇 (C) pay 支付 (D) work 運用

The second reason I don’t have a credit card is that I would end up in __45__ like my friend Sara, the Shopaholic, who got a credit card last year and already owes $4,000. (第二個我沒有信用卡的原因是我可能最後會像我的購物狂朋友莎拉一樣落得一身債，她在去年辦了一張信用卡，目前已經欠下4000元的債務。)

45. (A) army 軍隊(B) debt  負債 (C) fashion 流行 (D) success 成功